1. Nature of Simulated Capital
When you create an account on Minty Finance, you are granted a simulated virtual wallet containing ₹1,00,000 in virtual credits. This virtual currency:
- Has no real economic value and cannot be redeemed for fiat currency, gift vouchers, or tangible items.
- Is provided free of charge for learning portfolio asset allocation, risk management, and market fundamentals.
- Cannot be increased or purchased with real fiat money. Minty Finance is not a pay-to-win or gambling app.
2. SEBI Compliance & Non-Advisory Declaration
In accordance with regulations laid down by the Securities and Exchange Board of India (SEBI):
- Minty Finance is NOT a SEBI-registered Investment Adviser (RIA) under SEBI (Investment Advisers) Regulations, 2013.
- Minty Finance is NOT a SEBI-registered Research Analyst under SEBI (Research Analysts) Regulations, 2014.
- Minty Finance is NOT a SEBI-registered Stock Broker or trading member under SEBI (Stock Brokers) Regulations, 1992.
- No analysis, stock watchlist, technical pattern, or algorithmic screener displayed in the App should be construed as investment advice, stock recommendation, or financial counsel.
3. Simulated vs Real Market Risks
Practicing on Minty Finance allows learners to experience simulated market swings without risking financial ruin. However, users should understand:
- Real securities markets involve financial risks including the potential loss of initial capital.
- Simulated success or high returns in Minty Finance do not guarantee identical results in real-life capital markets due to real-world factors such as liquidity shortages, order slippage, transaction taxes (STT), brokerage fees, and psychological pressure.
- Users planning to invest real money should always consult a certified, SEBI-registered financial planner.
4. Market Data Feeds
The quotes, indices (NIFTY 50, SENSEX, BANKNIFTY), mutual fund NAVs, and equity charts displayed in the App are sourced from public financial feeds and educational models. Market data may be delayed, aggregated, or approximated for educational display purposes and should never be used for real-time live trading decisions.
5. Questions & Feedback
For questions or educational partnership queries, contact us at support@mintyfinance.app.